Bankruptcy and Deceased

Maximize your debt recovery potential by focusing on the RIGHT accounts and avoiding regulatory risk with our bankruptcy and deceased products.


Custom Bankruptcy Monitoring
Unlike other bankruptcy products on the market, LocateSmarter's Custom Bankruptcy Monitoring allows you to choose the bankruptcy statuses that result in a 'hit' or notification. This ability lets you follow a record throughout the entire bankruptcy process while only paying for the updates that matter to you.

Obtain status updates like 'dismissal', 'bar date update,' and 'asset found' to identify recovery opportunities; and statuses such as 'discharge' and ' re-open' to halt collection efforts and mitigate risk. Contact LocateSmarter for a complete list of bankruptcy statuses. 

Bankruptcy Scrub
Send us your file. If a bankruptcy is identified, LocateSmarter will return the full bankruptcy report for the consumer. (You may choose whether or not you want dismissals returned.)

Standard Bankruptcy Monitoring
We store your entire account portfolio and scrub it daily for bankruptcy indicators. When an indicator is found, the record is removed from our system and returned to you along with the full bankruptcy report.


We store your entire account portfolio and will notify you when a deceased indicator is found. We review your accounts daily and compare against our database. We do this to ensure you have the most timely and accurate information.

Send us your files and we will attach an indicator to any accounts that are known to be deceased.


Our workflow tool allows you to order the sequence of your scrubs and halt any unneeded skip tracing processes with the click of a button. For example, if an account is flagged as deceased, you may stop it from going to our phone append product.

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